Mobilink Bank - Providing Digital Financial Solutions

The revolutionary use of mobile phones in emerging markets presents MFIs / MFBs the opportunity to improve their customer service to current customers by providing digital financial solutions. It is Ubiquitous, safe and convenient ways to disburse and repay loans, save money, purchase their and their family members insurance & check their balance, to increase customer outreach by bringing services beyond brick and mortar branches.

Mobilink Microfinance Bank Ltd. grab this opportunity and with 11 million mobile wallets, Mobilink Bank has become the Pakistan's Largest Digital Bank within a 4 years span of period. Its innovative financial solutions include a diversified range of products and services such as Domestic Remittance, International Remittance, G2P Disbursements, Utility Bills Payment, Inter-Bank Fund Transfer (IBFT), Pre & Post-Paid Top-Ups, Real time Fee/Loan/Donation/Insurance/Passport/Tickets Payments, Digital Account opening through bio-metric verification, Loans Disbursements, CASA/TDR accounts, Bankers Cheques and Running Finance. These services are accessible through both Branch and Branchless Banking Platforms, and can be accessed real time through Branchless Banking, over-the Counter, Internet Banking, Mobile Application, CCDMs/ATMs/POS/Other-ADC Channels.

Mobilink Microfinance Bank’s financial solutions have transformed the microfinance industry in Pakistan. In the last five years it has introduced a diversified portfolio of financial products and spearheaded the launch of a cutting-edge branchless banking service under the brand JazzCash making it a leading player in technology driven microfinance solutions in Pakistan.

Similarly, the Bank continues to invest in technology and systems to maintain it’s leading position in digitalization of financial services. Its strategy is to take banking from the confines of a limited number of brick and mortar structures to customers’ cell phones thereby removing a major barrier in expanding coverage and outreach, significantly increasing access to financial services such as savings, loans, insurance and transactional services.